Skip to main content

High Risk Merchant Accounts

Struggling to find the right financial partners? Merchant Advice Service offers free, unbiased advice to help high-risk merchants secure reliable merchant accounts. Empower your business with tailored solutions today.

Independent Advice

Merchants Helped Worldwide

Free of Charge

Transparent Pricing

the Challenges of High-Risk Merchant Accounts

For high-risk businesses, securing a merchant account can feel like an uphill battle. Many face repeated rejections and confusing terms that hinder their growth. Here are some of the common challenges:

Frequent Rejections

Traditional financial institutions often decline high-risk merchants, making it difficult to find suitable accounts.

Confusing Account Requirements

Understanding the specific needs and requirements of high-risk accounts can be overwhelming.

Excessive Fees

High fees can eat into your profits, making it challenging to maintain a sustainable business.

Lack of Support

Many high-risk merchants struggle to find partners who provide the guidance and support they need.

Expert Merchant Account Advice

At Merchant Advice Service, we specialise in helping high-risk merchants navigate the complexities of securing the right merchant accounts. Our goal is to provide you with the tools and connections you need to make informed decisions and optimise your payment processing.

Why Choose Merchant Advice Service for Your High-Risk Merchant Account Needs?

We are dedicated to supporting high-risk merchants across the UK and Europe, offering unparalleled expertise and resources. Here’s what you can expect:

Free, Unbiased Advice

Access to Trusted Providers

Clear and Transparent Information

Personalised Support

What Our Customers Say...

I had a brief phone call with Libby to outline our needs and within an hour I was being called by a processing bank to get things moving. Our new provider has been set up within 48 hours and we are overjoyed and stress free. Thank you Libby, what ...
Great service 👍🏻
Great service, thank you
1st class service, nothing but good things to say about this business. From first contact nothing has been to much trouble.
Using merchant services has helped my business no end. Great service, really professional and nothing was ever too much trouble when asking questions. Thank you!
Great service from the team. Would highly recommend using them!
Great thanks to Merchant Advise Service and Libby James. We encountered a problem with our existing merchant that led us unable to process customer payments which as a small business was a disaster. Libby quickly matched us with a new merchant a...
I contacted Merchant Advice Service when our company received notice from a previous provider. We’re classed as “travel” due to the nature of our UK holiday business. At the time we reached out to a few providers - however the advice we received ...
Highly recommend the MAS & Libby, the service provided to us was exceptional.

    Here's The Plan


    Our process simplifies securing the right merchant account for your business. Here’s how you can get started:

    1. Explore Our Online Resources

    Explore our website to learn about high-risk merchant accounts and gain valuable insights from our blog.

    2. Connect with Providers

    Use our directory to directly engage with financial partners who specialise in high-risk accounts.

    3. Activate Your Account

    Choose the best account solution and start processing payments with confidence and efficiency.

    Frequently Asked Questions

    What is a high-risk merchant account??

    A high-risk merchant account is a type of bank account specifically designed for businesses that operate in industries with higher financial risk. These accounts allow businesses to process credit card transactions but often come with specific terms and conditions to mitigate risk.

    Why is my business considered high-risk?

    Businesses are classified as high-risk for several reasons, including industry type, high chargeback rates, or past financial instability. Industries like gaming, travel, or adult entertainment often face higher scrutiny from financial providers.

    How can Merchant Advice Service help me secure a high-risk merchant account?

    Merchant Advice Service provides free, unbiased advice to help high-risk merchants find the right financial partners. Our platform connects you with a network of trusted providers who specialise in high-risk accounts, ensuring you find a solution tailored to your needs.

    What fees should I expect with a high-risk merchant account?

    High-risk merchant accounts typically involve higher fees compared to standard accounts, including setup fees, monthly maintenance fees, and transaction fees. Merchant Advice Service can help you find providers with transparent pricing and terms.

    How long does it take to set up a high-risk merchant account?

    The setup time for a high-risk merchant account varies by provider but typically ranges from a few days to a few weeks. The process involves submitting documentation, undergoing risk assessment, and finalising terms with your chosen provider.

    Can I get approved for a high-risk merchant account if I've been declined before?

    Yes, even if you’ve been declined in the past, there are specialised providers who focus on high-risk merchants. Merchant Advice Service connects you with these providers to increase your chances of approval by offering expert guidance and support throughout the process.

    Let's Get Started

    Merchant Advice Service is here to demystify the process of securing high-risk merchant accounts. Our expert guidance and extensive resources empower you to overcome financial challenges and achieve your business goals.

    Retro 1980's computer with green lightning bolts