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Finding the Right Payments and Finance Solutions for All Businesses

Finally, a Payments partner that works as hard as you do

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The Payments Directory® putting you back in the driving seat

Source suppliers with a few clicks and no sales calls

Free, informative, & unbiased. With us, you're in control

How to Choose Merchant Services Suppliers?

Our straightforward approach helps hundreds of merchants navigate the complexity of payment processing, business banking and finance options every month. We don’t talk jargon and we keep things simple. In fact, we aim to go from enquiry to solution with just a few clicks — so you have everything needed to make informed decisions about the future of your business quickly and efficiently.

We keep things simple - no jargon here

Developed with business and choice in mind

Self-serve solutions, say goodbye to sales calls

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What We Do

Merchant Advice Service helps businesses understand their payment requirements and identify payment providers or specialist partners that may be relevant to them.

We consider more than headline transaction rates. Depending on the business, relevant factors can include sector, risk profile, payment methods, transaction values, integrations, currencies, location, settlement requirements and existing payment arrangements.

Provider suitability and acceptance ultimately remain subject to the relevant provider's own criteria and underwriting.

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What Our Customers Say...

Libby was fantastic in coming to the rescue to help me sort card machine for my business without any charge, would highly recommend.
I had a brief phone call with Libby to outline our needs and within an hour I was being called by a processing bank to get things moving. Our new provider has been set up within 48 hours and we are overjoyed and stress free. Thank you Libby, what a…
Great service 👍🏻
Great service, thank you
1st class service, nothing but good things to say about this business. From first contact nothing has been to much trouble.
Using merchant services has helped my business no end. Great service, really professional and nothing was ever too much trouble when asking questions. Thank you!
Great service from the team. Would highly recommend using them!
Great thanks to Merchant Advise Service and Libby James. We encountered a problem with our existing merchant that led us unable to process customer payments which as a small business was a disaster. Libby quickly matched us with a new merchant and…
I contacted Merchant Advice Service when our company received notice from a previous provider. We’re classed as “travel” due to the nature of our UK holiday business. At the time we reached out to a few providers - however the advice we received fr…

    Your Strategy for Success

    The Payments Directory® was created to empower your business, giving you transparency and control over all aspects of payments, banking, and finance. Here’s how it works..

    Find a Provider

    Use The Payments Directory® to find a provider tailored to your company’s specific needs, including integration, payment methods, location, currencies, and merchant category codes (MCC).

    Get a quote

    Gone are the days of multiple sales calls. Once you've found a solution that meets your needs, use the platform to contact suppliers directly, putting you back in control.

    Make a Decision

    Signing up is simple. You manage the application directly with the bank, or if you need assistance, let us know.

    Find a Provider

    Blog & Resources

    Merchant Cash Advance Affordability & Underwriting: How Providers Assess Your Business

    14 August 2026

    Merchant Cash Advance Broker UK: Should You Use a Broker or Go Direct?

    14 August 2026

    Merchant Cash Advance Costs Explained: Factor Rates, Holdbacks and Total Repayment

    14 August 2026

    Merchant Cash Advance vs Business Loan vs Revenue-Based Finance: What’s the Difference?

    14 August 2026

    Merchant Cash Advance and Your Payment Processor: Do You Need to Switch?

    14 August 2026

    Changing Payment Gateway: Can You Move Stored Cards, Tokens and Recurring Payments?

    12 August 2026

    Acquirer-Agnostic Payment Gateways: Using One Gateway With Multiple Acquirers

    12 August 2026

    How Long Does a Merchant Account Application Take? UK Merchant Onboarding Study 2026

    12 August 2026

    UK Merchant Fees Benchmark 2026: Card Processing Costs, Interchange & Provider Rates

    11 August 2026
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      Feeling stuck?

      We understand that you may not want to handle everything yourself. If you prefer a call, visit our broker page, and we'll take care of the legwork for you.
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