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Independent payment advice & provider matching

Merchant Accounts & Payment Provider Advice for UK Businesses

Understand your payment requirements before choosing a provider. We help businesses explore merchant accounts, payment gateways, card machines and more complex payment setups.

Get personalised recommendations → Explore payment providers
✓ Independent ✓ Free to use ✓ No obligation
How our matching works

Tell us what you need. We’ll help narrow the options.

Start with your business requirements rather than trying to work out which payment product or provider you need.

01
Tell us about your business

Share how you take payments, your volumes, sector and what you're looking to change.

02
We review your requirements

We consider payment methods, underwriting, integrations, pricing and provider fit.

03
Explore suitable providers

Where appropriate, relevant providers may contact you to discuss options, pricing and next steps.

Merchant accounts Payment gateways High-risk payments Card machines Integrations Merchant finance
Not sure which payment setup you need?

Tell us what you're trying to achieve and we'll help you understand the options.

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PAYMENT ADVICE

Explore your payment options

Advice for UK businesses across payments, acquiring, technology and specialist payment requirements.

Card processing

Merchant Accounts

Acquiring, processing & switching

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Specialist payments

High-Risk & Complex Payments

Specialist acquiring & underwriting

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Online payments

Payment Gateways

Ecommerce, APIs & integrations

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Connected commerce

EPOS & POS

Systems, software & integrated payments

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Face-to-face payments

Card Machines

Terminals, pricing & connectivity

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£
Business funding

Merchant Cash Advance

Flexible funding linked to your card sales

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Ready to find a provider? Explore The Payments Directory®
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Trusted by UK businesses Independent payment guidance backed by business feedback

Merchant Advice Service helps businesses navigate merchant accounts, payment gateways, card machines, EPOS and specialist payment requirements.

✓
Independent Payment guidance
£
Free To businesses
★
Business reviews Feedback from businesses we've helped

What Our Customers Say...

Libby was fantastic in coming to the rescue to help me sort card machine for my business without any charge, would highly recommend.
I had a brief phone call with Libby to outline our needs and within an hour I was being called by a processing bank to get things moving. Our new provider has been set up within 48 hours and we are overjoyed and stress free. Thank you Libby, what a…
Great service 👍🏻
Great service, thank you
1st class service, nothing but good things to say about this business. From first contact nothing has been to much trouble.
Using merchant services has helped my business no end. Great service, really professional and nothing was ever too much trouble when asking questions. Thank you!
Great service from the team. Would highly recommend using them!
Great thanks to Merchant Advise Service and Libby James. We encountered a problem with our existing merchant that led us unable to process customer payments which as a small business was a disaster. Libby quickly matched us with a new merchant and…
I contacted Merchant Advice Service when our company received notice from a previous provider. We’re classed as “travel” due to the nature of our UK holiday business. At the time we reached out to a few providers - however the advice we received fr…
    Ready to take the next step?

    Find payment providers for your business

    Tell us what your business needs and explore payment providers that may be suitable.

    Find Payment Providers → Already know what you need? Browse The Payments Directory® →
    FIND A PAYMENT PROVIDER

    A clearer route to suitable payment providers

    Understand your payment requirements, explore your options and find providers that may suit your business.

    01
    YOUR BUSINESS

    Tell us what you need

    Share your business, payment setup and what you're trying to solve.

    →
    02
    YOUR OPTIONS

    Understand the market

    Make sense of providers, acquiring, integrations and payment requirements.

    →
    03
    YOUR PROVIDER

    Explore suitable providers

    Use our matching service or The Payments Directory® to find relevant providers.

    READY TO GET STARTED? Find payment providers for your business Free to businesses. No obligation.
    Find Payment Providers →
    Find a payment provider

    Tell us about your business

    Answer a few questions about your business and payment requirements. We’ll use the information to help identify providers that may be suitable.

    ✓ Free to businesses ✓ No obligation ✓ Independent guidance
    Merchant Account Matching

    Find merchant account providers for your business

    Tell us a little about your business and how you want to take payments. We’ll use the information to understand which merchant account and acquiring providers may be suitable.

    1 Business
    2 Payment setup
    3 About you
    Step 1 of 3

    Tell us about your business

    This helps us understand the type of merchant account and payment setup you may need.

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    A short description of what your business sells or provides is enough.
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    Your business location can affect which acquiring providers are available.
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    Where are your customers based?




    Select all that apply.
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    ✓ We only ask for information that helps us understand your payment requirements.
    Merchant Account Matching

    Your payment setup

    Tell us how you take payments now and what you need from your next provider.

    ✓ Business
    2 Payment setup
    3 About you
    Step 2 of 3

    Your payment requirements

    Approximate figures are absolutely fine.

    Do you currently accept card payments?
    This helps us understand whether you are switching provider or setting up card payments for the first time.
    Please tell us whether you currently accept card payments.
    Your current provider
    If you use more than one provider, please include the main provider or providers you currently use.
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    Tell us anything relevant about your current provider, previous declines, account termination, held funds or why you are considering alternatives.
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    Which payment methods do you need?
    Select all that apply.
    Please select at least one payment method.
    Approximate monthly debit and credit card turnover.
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    What is your average online transaction value?



    Choose the range closest to your typical customer payment.
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    ✓ Your payment methods and transaction profile help us understand which merchant account arrangements may be appropriate.
    Merchant Account Matching

    Where should we send your results?

    Add your details and we’ll review your merchant account requirements.

    ✓ Business
    ✓ Payment setup
    3 About you
    Your payment profile
    Business —
    Current setup —
    Monthly card sales —
    Payment methods —
    Step 3 of 3

    About you

    We’ll use these details to discuss merchant account providers that may be suitable for your business.

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    Optional: tell us anything else about your payment requirements that may help us.
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    Partner contact consent
    Please confirm that you agree to your enquiry being shared with selected merchant account and acquiring partners.
    Free to businesses · No obligation
    Your information is used to assess your requirements and, where you consent, may be shared with selected merchant account and acquiring partners.
    Prefer to speak to us?

    Talk through your payment requirements

    If you’re unsure where to start, tell us what your business needs and we’ll help you understand the next step.

    Contact Merchant Advice Service → Independent guidance · Free to businesses
    MORE COMPLEX PAYMENT REQUIREMENTS

    Not every business fits a standard payment setup

    Some businesses need a more specialist approach to payments. We help you understand your requirements and find providers that may be suitable.

    High-risk merchant accounts Specialist acquiring & underwriting → Complex payment integrations Gateways, APIs, software & platforms → Specialist payment providers Requirements outside standard processing → NEED SPECIALIST SUPPORT? Find payment providers →
    HIGH RISK
    GATEWAYS
    INTEGRATIONS
    ACQUIRING
    Your payment requirements
    YOUR BUSINESS → PAYMENT REQUIREMENTS → SUITABLE PROVIDERS
    More complex payment requirements?

    Find specialist payment support

    High-risk acquiring, payment gateways, software integrations or more complex processing requirements.

    High-risk payments Complex integrations Specialist acquiring
    Tell us what you need Find a Suitable Provider
    →     Free to businesses. No obligation.
    Payment Advice & Resources

    Practical payment advice for UK businesses

    Guides covering merchant accounts, payment gateways, card machines, EPOS, high-risk payments, acquiring and payment integrations.

    Explore our guides View all Payment Advice
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    About our service How MAS Works
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